Do you pay your rent and bills on time every month?
Have you been at the same job for the last 2 years?
Do you have some savings set aside—even if it’s just a little?
Do you have manageable debt (credit cards, student loans, car payments, etc.)?
Do you feel comfortable living in this area for at least the next 2–3 years?
Do you want your monthly payment to build equity for you
instead of going to a landlord?
Are you prepared for the responsibilities of homeownership
(i.e., maintenance and improvements)?
Do you have a credit score that’s at least fair—or are you willing to work on improving it?
Are you ready to commit to a budget that fits both your lifestyle and long-term goals?
Do you feel excited about taking the next step toward owning a home?
You've answered the 10 Know-To-Own questions. You're ready for the next step.
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