Krista made purchasing my first home a breeze, the process can be very stressful, but everything went smoothly and I truly appreciated the expertise and timeliness she brought to the process. Highly recommended.

Joshua S.

Pullman and Local Financing Information

Consultation

Discuss your wants and needs with Krista

Financing

Talk to a lender to determine your purchasing power

Home Search

Check RE/MAX website for listings, drive by home for a preview, then go on showing

Your Best Resource — a Great Lender

When shopping for a lender, you should shop around for the best rates and lowest fees. But also consider who gives you quality customer service—someone who explains well the financial intricacies , someone who keeps you informed, someone who is on top of details, someone who is available, and someone who remembers your name. After all, does it matter what deal you get if you can't get a human on the phone when there's a problem? Does a slightly lower interest rate matter if you can't close when you can't reach your lender?
Carol Wirth is one of Krista's favorite lenders—one she highly recommends. Carol provides great loan products AND excellent customer service.
Contact Ccarolw@APMortgage.com arol! She can get you started on the process and is a helpful, wealth of knowledge.

Carol Wirth

American Pacific Mortgage Corporation NMLS: 1717034| NMLS 1850

Check out Carol's reviews and see why Krista's clients appreciate her.
(509) 904‑1281
11917 E Broadway Ave, Suite 102, Spokane Valley, WA 99206
carol.wirth@APMortgage.com

Tips from Another Local Expert

Raymond Wallace, from Homebridge Financial Services, Inc., has many helpful videos. Check out Ray's YouTube channel. Feel free to contact him if you have further questions. Tell him Krista sent you! Raymond Wallace, Mortgage Loan Originator, NMLS #363664 493 North Grand Avenue, Suite C Pullman, WA 99163 c: 208-310-1786   e: Ray.Wallace@homebridge.com web: www.ray-wallace.com
Preapproval vs Prequalification

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Top 10 Mistakes Made by 1st Time Homebuyers

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Use this handy tool to see how much home you can afford to spend on a home and monthly payment
BEWARE! Many online loan calculators (including this one) do not incorporate taxes or insurance into their monthly estimate. Although you have the option not to pay those out of an escrow and instead pay them on your own, you still owe them. They are still part of your monthly expenses.